Claim Evaluation

Submit a Claim for Evaluation

Submit a qualifying junior lien or judgment claim to SurplusFactor for verification, underwriting and consideration for a potential cash purchase offer.

Our secure claim submission form has moved to a dedicated page for a better experience.

Submission is an evaluation request, not an offer to sell, and creates no obligation. All transactions are subject to verification, underwriting, documentation, applicable law and final approval.

Junior Lien Claims

Junior mortgages, second mortgages, private mortgages, HOA liens, and other qualifying subordinate interests.

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Judgment Claims

Valid, unsatisfied judgments properly perfected and attached to property with identifiable priority.

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Portfolio Acquisitions

Organizations holding multiple claims can submit portfolios for bulk evaluation and indicative pricing.

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